A Study on Financial Performance of Small Finance Banks with Customer’s Perspective and Satisfaction in Coimbatore
DOI:
10.56566/mandalika.v3i2.334Downloads
Abstract
Bank is type of financial institution which provides services such as accepting deposit and providing credit facilities to their customers. Reserve Bank of India (RBI) is the governing body that has been taking care of the banking industry in our country. Over the past few years our banking industry has gone through numerous changes on such change has been in initiation Small Finance Banks. Small Finance Bank is those banks which perform basic services such as accepting deposit and lending loans to its customers. The main objective of Small Finance bank is to provide financial inclusion to disadvantaged section that are not served by other banks. This study tries to measure the awareness and perspective of customers towards selected Small Finance Bank in Coimbatore
Keywords:
Customer’s perspective In small finance bank SatisfactionReferences
Fader, P. (2020). Customer centricity: Focus on the right customers for strategic advantage. University of Pennsylvania Press.
Jayadev, M., Singh, H., & Kumar, P. (2017). Small finance banks: Challenges. IIMB Management Review, 29(4), 311–325. https://doi.org/10.1016/j.iimb.2017.10.001
Komulainen, H., & Saraniemi, S. (2019). Customer centricity in mobile banking: a customer experience perspective. International Journal of Bank Marketing, 37(5), 1082–1102. https://doi.org/10.1108/IJBM-11-2017-0245
Mogaji, E. (2023). Redefining banks in the digital era: a typology of banks and their research, managerial and policy implications. International Journal of Bank Marketing, 41(7), 1899–1918. https://doi.org/10.1108/IJBM-06-2023-0333
Ogundipe, D. O., Odejide, O. A., & Edunjobi, T. E. (2024). Agile methodologies in digital banking: Theoretical underpinnings and implications for customer satisfaction. Open Access Research Journal of Science and Technology, 10(02), 21–30. https://doi.org/10.53022/oarjst.2024.10.2.0045
Ray, M., & Rinkoo, S. (2021). Financial Analysis of Small Finance Banks in India Through Camel Rating. Turkish Online Journal of Qualitative Inquiry (TOJQI), 12(4), 2059–2068. Retrieved from https://www.researchgate.net/publication/356961817
Singh, J., Singh, G., Gahlawat, M., & Prabha, C. (2022). Big Data as a Service and Application for Indian Banking Sector. Procedia Computer Science, 215, 878–887. https://doi.org/10.1016/j.procs.2022.12.090
Singh, R. I. (2015). Perceptions of People from Economically Backward Section towards Financial Inclusion: An Empirical Study of Ludhiana District. IOSR Journal of Economics and Finance, 6(3), 2321–5933. Retrieved from www.iosrjournals.org
Vives, X. (2019). Competition and stability in modern banking: A post-crisis perspective. International Journal of Industrial Organization, 64, 55–69. https://doi.org/10.1016/j.ijindorg.2018.08.011
Wang, Y., Xiuping, S., & Zhang, Q. (2021). Can fintech improve the efficiency of commercial banks? —An analysis based on big data. Research in International Business and Finance, 55, 101338. https://doi.org/10.1016/j.ribaf.2020.101338
License
Copyright (c) 2025 Nazar M. H

This work is licensed under a Creative Commons Attribution 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Notices:
You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation.
No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.


